Coverages, Commercial
Commercial Insurance
Custom commercial packages for businesses of all sizes in our community.
If you’re a business owner, operator, or rental property owner, BOQM has the products you need. Our commercial packages provide comprehensive protection for your operations.
Custom packages for
- Office
- Retail
- Contractors
- Residential Rental
- Church
- Bed & Breakfast
- Weekly Rental (Year-round)
- Winery
Included coverage
- Broad form building/contents coverage
- Building by-law and code compliance
- Personal property of officers, employees, volunteers, visitors
- Growing plants, trees, shrubs, flowers in the open
- Brands and labels
- Loss of business income
- Basic crime coverage
- Computers as equipment
- Peak season stock increase
- Debris removal
- Newly acquired property
- Power fluctuation
Extensions of coverage
- Pollution damage at insured premises
- Data
- Media
- Building damage by theft
- Stock spoilage
- Glass and signs
- Off premises stock and equipment
- Valuable papers and records
- Accounts receivable
- Extra expense
- Professional fees
- Fire department expenses
- Master key
- Leasehold interest
- Contingent loss of income
- Off-premises utilities interruption
- Contractors tools and equipment – installation floaters
If your business doesn’t fit one of these packages, we’ll write a tailor-made policy to meet your specific needs.
Get started
Ready to get protected?
Two ways to start: pick up the phone, or send us a few details and we'll come back to you.