Bay of Quinte Mutual Insurance Co., Policy Service Department
Coverages, Home

Home Insurance

Comprehensive residential coverage for homeowners, tenants, and condo owners across eastern Ontario.

We offer a wide range of residential insurance coverages designed to protect your home, belongings, and family. Packages are customized to your situation and budget.

Package options

  • Homeowners
  • Seasonal / partially occupied homeowners
  • Tenants Package
  • Condominiums
  • Rental / short-term accommodations

Included coverage

  • Food freezer contents (if breakdown occurs)
  • Credit card and forgery protection
  • Children away fulltime at College/University
  • Nursing & retirement home coverage for immediate family
  • Lock replacement (theft of keys)
  • Fire department charges
  • Sewer, septic tank, drain & sump-pump backup
    • Overland water, groundwater, and service line

Additional coverages available

  • Jewelry
  • Cameras
  • Watercraft
  • Sports Equipment
  • Home Operated Business
  • Alternative Energy (Solar & Wind)
  • Cottages
  • Rental Properties
  • Contents in Storage
  • Personal Liability
  • Tractors / equipment

This is only a partial list, and coverages are subject to eligibility. Contact us for a complete walk-through and let us tailor a package to your situation.

Get started

Ready to get protected?

Two ways to start: pick up the phone, or send us a few details and we'll come back to you.